Healthcare Intelligence Platform

The intelligence layer for healthcare decisions

From clinical policy to contract terms to market data — NOF1 gives payers, providers, and investors the intelligence they need to move with confidence.

20K+
Clinical Policies
40+
Payers Covered
476
ACOs Tracked
100+
Contract Term Types
Policy Intelligence Platform

Search and compare 20K+ payer policies in seconds

The most comprehensive database of clinical, reimbursement, and prior auth policies across 40+ payers — with AI that understands what the policies actually mean.

  • Side-by-side policy comparison across payers
  • AI-powered medical necessity analysis
  • Daily policy updates across all payers
Explore Policy Intelligence
app.nofone.io / policy-explorer

Actemra® (Tocilizumab) Intravenous Infusion

United Healthcare · Prior Authorization · CPT 96413

AI Analysis
Coverage Status
Potentially medically necessary

Medical Necessity Criteria

0/5 verified
Diagnosis of polyarticular juvenile idiopathic arthritis (PJIA)
Dosed according to FDA labeled dosing for PJIA
Not receiving Actemra with a targeted immunomodulator
Prescribed by or in consultation with a rheumatologist
Initial authorization is for no more than 12 months
15,847 similar cases analyzed98.7% confidence
Contract Analytics

Know what's in every provider contract. Negotiate from strength.

As a payer, upload your provider contracts and get structured extraction of FFS rates, MLR thresholds, VBC terms, and quality gates — then compare across your provider book to see where terms are inconsistent or off-market.

  • AI extracts FFS rates, MLR, VBC, and quality terms
  • Compare terms across all your provider contracts
  • Prioritized renegotiation opportunities with dollar impact
Explore Contract Analytics
cigna-2024-commercial.pdf✓ Complete

Contract Document

Base reimbursement at 118% of Medicare for Schedule A services...

MLR threshold of 85% for all commercial lines...

Quality bonus requires HEDIS ≥ 87th percentile annually...

Risk corridor triggers at ±3% variance from target MCR...

Risk adjustment follows HCC v28 as published by CMS...

Extracted Terms

FFS Rate

118% Medicare

Reimbursement

MLR Threshold

85% Commercial

Value-Based

Quality Threshold

87th pct HEDIS

Quality

Risk Corridor

±3% variance

Risk

Risk Adjustment

HCC v28 basis

Risk

✓ 3 negotiation opportunities

Est. value: +$3.33M annually

Healthcare Terminal

Bloomberg for healthcare operators and investors

Live equity data, Medicare Stars ratings, ACO performance, drug pipelines, and SEC filings — all in a single keyboard-driven terminal designed for the healthcare industry.

  • 40+ healthcare tickers across payers, providers, pharma
  • Medicare enrollment, Stars ratings, and CMS notices
  • 476 ACOs tracked with savings and quality data
NOF1 · Healthcare Terminal` for commands
UNHUnitedHealth Group
$492.30+1.24%
1D1M6M1Y
Mar 14 — CMS 2026 MA Rate Announcement
API Product

Every healthcare dataset your platform needs, one API

A single REST API covering clinical policies, prior auth status, formulary data by NDC, payer enrollment, and ACO performance — all queryable in milliseconds.

  • 20K+ clinical policies with medical necessity criteria
  • Prior auth status by clinical service and procedure
  • Formulary lookup by NDC with tier, copay, and step therapy
  • Payer enrollment and ACO performance data
View API docs
REST API · v1

Endpoints

GET/v1/policies/criteria
GET/v1/prior-auth/status
GET/v1/formulary/lookup
GET/v1/enrollment/payer
GET/v1/aco/performance

Request

GET /v1/formulary/lookup

ndc: "00069-0152-11"

payer_id: "AETNA"

Response

{

"drug_name": "Eliquis 5mg",

"tier": 3,

"prior_auth": false,

"step_therapy": true,

"copay": "$45"

}

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