Built for payers. Ingest your provider contracts, extract every material term — FFS rates, VBC structures, MLR thresholds, quality gates — and compare across your provider book to identify inconsistencies and renegotiation opportunities.
Contract Document
Base reimbursement shall be set at 118% of Medicare for all professional services in Schedule A...
Value-based arrangements apply an MLR threshold of 85% for all commercial lines of business...
Quality bonus eligibility requires HEDIS composite score ≥ 87th percentile annually...
Risk corridor triggers at ±3% variance from target medical cost ratio...
Risk adjustment methodology follows HCC v28 as published by CMS for the applicable year...
Extracted Terms
FFS Rate
118% Medicare
MLR Threshold
85% Commercial
Quality Threshold
87th pct HEDIS
Risk Corridor
±3% variance
Risk Adjustment
HCC v28 basis
40+
Contract Term Types
100+
Clause Patterns Detected
Real-time
Market Benchmarking
Minutes
To First Insights
From raw contract PDFs to actionable negotiation briefs — in minutes, not weeks.
Upload PDFs or connect via API. We parse and structure every clause automatically.
AI identifies FFS rates, MLR thresholds, quality terms, risk corridors, and VBC structures.
Benchmark your terms against market data and surface specific opportunities with dollar impact.
Compare FFS rates, MLR, and quality thresholds across your provider contracts to spot outliers and inconsistencies.
Track contract performance, expiration timelines, and renegotiation priorities across your entire provider book.
Analyze VBC arrangement structures including shared savings, downside risk, and quality gates.
NOF1 extracts and compares terms across all your provider contracts — identifying where rates are inconsistent, where VBC structures diverge, and which contracts are due for renegotiation.
Negotiation Intelligence
Cigna 2024 Commercial — renewal due Jun 2025
FFS Rate Below Market
ReimbursementCurrent: 118% Medicare · Benchmark: 127% Medicare
Potential uplift: +$2.1M annually
MLR Threshold Unfavorable
Value-BasedCurrent: 85% · Market avg: 82% · Delta: 3 pts
Exposure: ~$890K at risk vs. peers
Quality Bonus Accelerator Missing
QualityThreshold achievable (87th pct) but no tiered upside
Upside opportunity: +$340K if accelerator added
Risk Corridor Asymmetry
RiskDownside corridor ±3% · No upside sharing clause
Recommend: symmetric corridor negotiation
Total identified value: +$3.33M
Stop managing provider contracts in spreadsheets. NOF1 aggregates your full provider book into a single view so you can compare FFS rates, MLR, quality thresholds, and VBC structures across every relationship.
Provider Portfolio — Cross-Payer View
5 providers · 3 payers · last refreshed today
| Provider | Specialty | Cigna | UnitedHealth | Aetna | VBC | Status |
|---|---|---|---|---|---|---|
| HCA Healthcare | Health System | 124% Med | 131% Med | 128% Med | Partial | Strong |
| Ascension Health | Health System | 118% Med | 122% Med | 119% Med | Full | Review |
| CommonSpirit Health | Health System | 121% Med | 127% Med | 123% Med | Full | Strong |
| DaVita Inc. | Dialysis | 109% Med | 112% Med | 108% Med | None | Review |
| USACS | Physician Group | 115% Med | 118% Med | 116% Med | Partial | Strong |
Market Benchmark
Health Systems: 125–130% MedPhysician Groups: 115–120% MedSee how NOF1 turns complex contract language into clear negotiation strategy.